Strategic Advisory Services

Here are some of the strategic advisory services that Laurin Consulting can assist you and your organization with:

• Consumer Payments

• Commercial Payments

• Embedded Payments

• Fintech Advisory

• Credit, Debit and Prepaid Card

• Market Entry & Program Development

• Strategic Sourcing & Vendor Contract Negotiations

• Vendor Management: Selection & RFP Support, Ongoing Partnership Management

Short and long-term engagements that fit your timeline, goals and strategies are available.

Considerations

If you’re a Bank or Banking Provider, Fintech, Government Agency or large or small business, consider these questions:

Banks and Banking Providers

• Who are the new modern core and/or card processor in the marketplace today?  How do I reach them?  How do think about making a comparison of the product, price, partnership and approach?

• Are our sales and account management teams maximizing the time spent with clients and prospects?

• Should we enter Lending-As-A-Service (LaaS) or Embedded Payments, and if so, what’s involved?

• What about BIN sponsorships for cards?  Should we look at debit card only, or include credit card?  Should we look at consumer only?  What about small business?  How do I earn revenue with these programs?

• What new products and services should we consider adding or expanding to ward off new entrants and competitors?

• What does a card product P&L look like?  What revenue and expense lines make up the majority of each?

• Our contract with our processor expires soon but we do not have the resources to adequately conduct a market review and implement such an endeavor.  

• Should I change processors, vendors, or network brands to remain competitive?

• Are we falling behind with digital payments?

Fintech

• Who are the Banks and providers to consider for Embedded Payments?

• Who are the Banks to consider for Lending-As-A-Service (LaaS)?

• What about debit cards?  Credit cards?

• How do I get in touch with the recommended Banks?

• What is my compliance and regulatory risk?

• How do we implement these services and grow our business simultaneously?

Government, Small Business and Corporates

• Are we maximizing our rebate for the services we receive from our current provider?

• Are there additional uses for virtual cards that we are not currently aware of or want to implement?

• Who are the modern ePayables providers with modern technology?

• Should we be looking at and accepting Real-time Payments?  FedNow?  Zelle?  

• How do we eliminate check use?

• What are T & E best practices?

• Should we be using an expense management system?

• How can we monetize vendor payments?  How can we electronify them?

Planning for the rest of 2025?  Preparing budgets and strategic plans for 2026?  

Did the topics listed above give you pause, make you consider them further/deeper?

Then you need a strategic advisor to assist you with planning, budgeting, implementing and growing the product, service, approach, policy and/or program that will drive your organization forward!

Laurin Consulting LLC can provide the focus, experience, resources and time needed to meet your goals.

We can help and get it done!